PPI claim rejected? You still could claim £1000s

If you have had a PPI claim rejected, you could still claim £1000s under a new legal ruling called ‘Plevin’.

What is Plevin?

Banks have been paying out thousands of pounds to people reclaiming under a new court ruling known as Plevin. This new rule means that if more than 50% of your PPI policy’s cost went as commission to the lender without you knowing about it, then you’re due a refund for that commission – plus interest. This applies even if you’ve had previous PPI claims rejected.

Allay Claims Ltd is a claims management company, We are authorised and regulated by the Financial Conduct Authority FRN: 838865. You do not need to use a claims management company to pursue your claim. You can make a complaint to your lender direct, to the Financial Ombudsman Service or the Financial Services Compensation Scheme yourself for free

To find out if you could be eligible for a Plevin payout, simply fill out our quick and easy form below…

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Still have questions?

Read the answers to some of our most asked questions below.

What is Plevin?

Plevin (Plevin v Paragon Finance Limited) is a legal case that considers whether the levels of commission paid on PPI premiums are proportionate and reasonable. It additionally takes a look at whether consumers were misled by brokers who neglected to reveal high commission levels during the sale of PPI.

Who is Plevin?

Susan Plevin, made a legal move against Paragon Personal Finance after she had PPI added to a loan. Amid her claim for mis-sold PPI, she found that 72 per cent of her PPI premium was taken as commission by the credit broker, Paragon LLP Processing Ltd and the provider of the PPI, Norwich Union.
Plevin contended that inability to reveal these commission levels amounted to an unfair relationship and fought her case to obtain the return of the full premium plus interest. In 2014, the case went to the Supreme Court where judge Lord Sumption agreed with Plevin. The judge decided that if a PPI seller neglected to reveal to a client that it had obtained a large commission from the product supplier, the deal was unfair under the 1974 Consumer Credit Act.

What next? (PPI)

If you have had a PPI claim rejected, this ruling implies there is a new opportunity to commence a legal case to obtain a PPI refund. Our specialist team can guide you through the process if you have a case like Susan Plevin, just complete the form below and we will get in touch or call us on 0191 462 0000